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Terms of Use

The Ryze Terms of Use include the platform Terms of Use together with the Booster and Pulse Product Terms. Open a document below to read the full text.

Ryze Terms of Use
Ryze Booster Terms of Use
Ryze Pulse Terms of Use

First National Bank of Lacon

111 S Broad St Lacon, IL 61540

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

*Results may vary. Credit score improvement is not guaranteed. Requires responsible use and on-time payments.

Other fees may apply (if applicable). See Ryze Booster cardholder agreement for details.

No hard credit inquiry required to apply. We use alternative data to assess eligibility where bank account linking is required for income verification.

First National Bank of Lacon will report the following activities, as applicable, to TransUnion®: amount past due; payment status of the last paid-off balance; how long you've had your card; current statement balance; last balance payment date; and highest balance before paying it off.

Ryze Booster is an unsecured credit card. No revolving balance or interest accrual takes place.

Your approval for the Ryze Booster Card is not guaranteed. Successfully linking your bank account to Ryze is a condition to any such approval. Your failure to maintain a bank connection may result in the termination of any credit product you utilize with First National Bank of Lacon.

The Ryze Booster Mastercard® is a product of First National Bank of Lacon, N.A., Member FDIC, and is issued pursuant to a license from Mastercard® International Incorporated. It may be used everywhere Mastercard credit cards are accepted.